Flood Re insurance offers hope to those who can’t get cover

Government-backed scheme has started offering cover to at-risk householders, but there still are exclusions

Flood Re, the scheme designed to offer affordable insurance to 350,000 UK homes at high risk of flooding, has finally opened for business. But thousands of householders may have to switch home insurer to take advantage.

Developed by the insurance industry, with government backing, Flood Re was set up after insurers said they were no longer prepared to offer universal flood cover to households who had been flooded in the past.

Billions of pounds have been paid out by the industry in recent years following a series of devastating flooding events, across the north of England and in Cumbria in particular.

Flood Re, which offers subsidised cover, received the final go ahead from financial regulators last week, and opened for business on Monday. Continue Reading...

Published By - Theguardian.com - Sports New, LifeStyle News, Politics news, UK and world political comment and analysis: Saturday 9 April 2016 07.00 BST

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